Phone Insurance Verizon Cracked Screen

So my phone (google pixel 128gb) fell out of my pocket last night and the front cracked.
Phone insurance verizon cracked screen. They wanted to bill me the $149 deductible and send me a refurbished phone. It's noticable but still usable. Phone insurance vs repair & replacement costs.
Verizon insurance will cover replacing a screen (or the entire phone depending on whichever one is cheaper). For eligible smartphones, the cracked screen repair deductible is lower than the deductible you'd pay to replace your device. Other repairs cost $599, and a new xs costs $999.
Device protection from verizon helps fix cracked screen or phone damage in no time. But, if you’d like to protect just your phone against multiple incidences of accidental damage (ie cracked screen), getting covered through your phone carrier makes the most sense. Does not cover loss or theft:
If you have applecare+ and make one cracked screen claim over 2 years, your total cost would be $328. If you then have to take it to the genius bar, they would deny service because of that. I knew someone who got their whole samsung galaxy s3 replaced when the screen had a small crack on it.
Click here to go to the verizon website. Verizon isn't the only carrier with this sort of plan. Can choose insurance during first 30 days of phone or tablet ownership.
I got my phone thursday, and i dropped my phone monday night. Which carrier runs the fastest 4g lte network in america? How to cancel your verizon phone insurance: